Our team at Nikao combines decades of expertise in Wealth and Investment, delivering digital consultancy and solutions tailored to our client’s business needs, from large-scale programmes to innovative products and scalable, reliable solutions.
Our market solutions
At Nikao, we have extensive experience in delivering digital solutions and launching investment products. Our expertise spans diverse areas, including omnichannel platform development, large-scale re-platforming projects, complex migrations and AI-driven market intelligence.
We provide tailored solutions for banking, intermediary, and direct-to-consumer clients, ensuring seamless user experiences and regulatory compliance. Our success is reflected in the billions of assets under management we’ve migrated, the millions of daily users on our platforms, and the successful product launches across various investment wrappers. Our services are designed to be scalable and adaptable, offering white-label options to meet evolving client needs.
Our experience includes:
Across banking, intermediary, and direct-to-consumer clients. These include ISA, GIA, and Pension wrapper types. We have partnered with financial advisors and direct to consumer providers to offer tailored solutions and have empowered individual investors through user-friendly platforms.
For creating, investing in, managing, and monitoring product wrappers. We have a depth of experience bringing together multiple platforms to create holistic experiences for consumers.
Including integration with third-party payment gateways to ensure a streamlined and secure user experience. We have a wealth of experience in designing and implementing seamless journeys across multiple proposition. We also help distribute tailored investment balances and transactional data to third-party platforms.
With a structured approach to client and asset migrations we have a depth of experience migrating clients and assets across multiple investment and retirement wrappers with key platform providers.
We have successfully collaborated with numerous financial institutions, wealth management firms, and banking entities to deliver product and operational solutions for their target markets. Ensuring compliance with regulations and identifying opportunities for technical upgrades.
Including data management, advanced analytics, AI-driven processing, and financial data warehousing. We transform complex data into actionable intelligence and help clients identify trends using advanced analytics. We also utilise AI to process large volumes of documents and provide financial data warehousing.
Our technology solutions
At Nikao, we are experts in providing digital consultancy and solutions, particularly within the wealth and investment sector. We tailor our services to meet your specific business needs.
- Mobile-first design, build and testing
- Accessibility and WCAG compliance
- Complex API design, build and integration
- Integration with 3rd party services
- Multiple payment platform integration
- Scalable architecture and infrastructure
- Real-time chat integration with robotic responses
- Automated Load & Performance testing
- Monitoring and User Trend Analysis integration
- Banking partner integration across multiple brands
- White Label integration
- Integrations with Origo Unipass
- Integration with core operational platform for operational, transact and dealing services
- Redesigning company landscape – greenfield or complying with client standards and policies
- Building a future-proof technical architecture
- Leveraging AI to maximise security and detection
- Implementation of heat maps and alerting systems
- Establishing infrastructure performance and scaling
- Customised Recovery Point Objective targets based on your business needs
- Pro-Active monitoring and testing to validate data recovery capabilities
- Tailored Recovery Time Objective targets aligned with your business continuity requirements
- Comprehensive data backup and disaster recovery strategies with regular testing and validation of recovery procedures
- Instant notifications and alerts for anomalies, errors, or performance issues
- Customizable dashboards for comprehensive visibility into system health
- Choosing and implementing leading development languages with full stack engineering capability
- Security solutions embedded in implementation
- Adopting coding standards, patterns and best practices to ensure that code is consistent, scalable, readable and maintainable
- Increased productivity with AI capability and usage of industry wide tooling
- Test harness creation to support automated testing
- A Quality Assurance Service Delivery programme that is proactive and discovers problems before they affect business
- A four-pronged test strategy taking QA function to the highest level of maturity
- A service model is built on strong processes
- QA services that operate within a comprehensive governance framework
- Advanced analytics to identify patterns and trends in your data
- Proactive insights to help optimize performance, capacity planning, and resource allocation
- Customized reports and visualizations tailored to your business needs
- Machine learning algorithms to predict future trends and potential issues
- Expert guidance to interpret results and implement data-driven strategies
- End-to-end solutions for continuous integration, delivery, and deployment
- Automated build, test, and release processes for faster time-to-market
- Expertise in popular DevOps tools like Docker, Kubernetes, Azure DevOps and Pipelines, Jenkins, and more
- Streamlined collaboration between development, operations, and business teams
- Adaptive and iterative approach for efficient project management
- Collaborative and transparent work environment for better alignment and faster delivery
- Customized Agile frameworks (Scrum, Kanban, etc.) based on your project needs
- Enhanced stakeholder engagement and satisfaction through regular communication and deliverables
Our work
- Mobile first design, build & testing
- Cross browser & mobile implementation and testing
- Accessibility & WCAG compliance
- Complex API design, build and integration
- Multi branding/vendor, multi tenant, single code base
- Integration with 3rd party services
- Multiple payment platform integration
- Scalable architecture and infrastructure ensuring fast user response times
- Automated Load & Performance Testing
- Monitoring and User Trend Analysis Integration
- Banking partner integration across multiple brands
- Bespoke UI integration with 3rd party applications
- White Label integration
- Integrations with Origo Unipass
- Integration with core operational platform for operational, transact and dealing services
- Scalable & performance data store & infrastructure
- ETL development to transform source to target data
- Integrations with several 3rd party vendors via API or Secure File Exchange
- Automatic data recognition
- Powerful analytics, reporting capabilities
- Ability for end users to self-serve, slice & dice
- Data Anonymisation Algorithms
- Data Reconciliation
- Ability to interrogate data points in a user friendly manner using natural language
- Billions of Advised & Customer Assets migrated through tried and tested scalable migration interface implementation
- Hundreds of thousands of advised & customer accounts migrated & reconciled
- Analysis and build of new functionality to enable migration
- Setup and decommissioning of business services
- Proven governance and project management framework
- Migration Command & Control framework
- Millions of documents of all file types migrated overlaying AI near real time analysis to run interrogation and projections by the business